Why You Shouldn’t Request a Roofing Estimate When Insurance Is Covering the Damage

When your roof has been damaged by a storm—whether from hail, wind, or other severe weather—your first instinct might be to call around for estimates. While that makes sense in many situations, it’s not the best approach when your homeowner’s insurance is footing the bill.

As experienced roofers in San Antonio with over 20 years in the business, we want to explain why skipping the estimate and letting the roofer work directly with your insurance company is the smartest—and often most cost-effective—choice.

1. The Insurance Company Already Sets the Price

Insurance carriers use a standardized software called Xactimate to determine the "fair market value" for labor and materials in your area. This is what they base their payout on—not a roofer’s estimate.

So if we give you a written estimate for less than what the insurance company is willing to pay, they may cut your payout to match the estimate, leaving money on the table that could’ve gone toward upgrades, better materials, or code-required items.

2. All You Should Pay Is Your Deductible

Texas law requires that you, the homeowner, pay your deductible. The insurance company pays for the rest—assuming the claim is approved. When done right, the roofer will do the work for the amount the insurance company pays, and your only out-of-pocket cost is your deductible.

No surprises. No hidden fees. And no short-changing yourself by getting a lowball estimate.

3. It Ensures You Get Everything You’re Owed

A knowledgeable roofer knows how to work with insurance adjusters to make sure no damage is overlooked. This includes:

• Upgrades like architectural shingles

• Synthetic underlayment instead of paper

• Ice & water shield in the valleys

• Ventilation upgrades

• Code-required items that your insurance must cover

By getting involved early, we can make sure you’re not stuck with a patched roof or denied claims.

4. Avoiding Delays and Hassles

Getting multiple estimates wastes valuable time, especially after a storm when contractors are backed up and your home may be vulnerable to further damage. Instead of juggling paperwork and phone calls, let us work directly with your insurance company to speed things up and get the roof replaced as quickly as possible.

5. You’re Hiring Us for Experience, Not Just a Price Tag

At Infinity Roofing in San Antonio, we’ve been working with all major insurance companies for over two decades. We know the process inside and out—and we know how to fight for everything your policy owes you.

In Summary:
When the insurance company is paying for the roof, an estimate isn't just unnecessary—it can actually cost you. Trust a licensed, local roofer to work with your insurer, get your roof fully covered, and make the process smooth and stress-free.

Let us do the heavy lifting—all you need to cover is your deductible.

Why Choosing a Roofer with 20+ Years of Experience Matters More Than Ever

Protect Your Home with Proven Craftsmanship and Real Guarantees

When it comes to roofing, it’s not just about shingles and nails—it’s about trust, longevity, and peace of mind. With so many new roofing companies popping up in Texas, it’s more important than ever to know who you're hiring to protect your home or property.

Here’s why choosing a roofer with over 20 years of experience, proper credentials, and workmanship warranties is one of the smartest decisions you can make.

✅ Experience You Can Trust

Roofing isn’t a side hustle. It takes decades to master the techniques, understand building codes, guidence with insurance companies, and properly diagnose hidden roof issues. A roofer with 20+ years in the business brings:

• Knowledge of every roof type – from shingle and metal to flat commercial systems

• Proven track record – Hundreds of successful projects and happy homeowners

• Local expertise – Familiar with Texas weather, hail patterns, and storm damage trends

• Insurance & permit guidance – We don’t just roof—we help you navigate the paperwork too

🛠️ Workmanship Warranties = Real Peace of Mind

Many startup roofing companies don’t offer workmanship warranties—and if they do, it’s often not worth much. Why? Because most new roofing companies are out of business within 2 to 5 years.

We stand behind our work with written workmanship warranties, which means:

• Your roof is covered beyond the product warranty

• If there's a workmanship issue, we fix it—period

• You can rest easy knowing your investment is protected

🚩 Beware of Fly-by-Night Roofing Startups

After every storm, a wave of unlicensed and underqualified roofers flood the area promising cheap work and fast results. Here’s the problem:

• Many don’t carry the proper insurance or licensing

• Some aren’t local—they disappear after the job

• They often cut corners with subcontracted crews and poor materials

• Most are out of business before you even notice the problem

Don't risk your home on a handshake and a pickup truck.

🧱 Built to Last. Backed by 20+ Years of Roofing Excellence.

At Infinity Roofing & Siding, we bring over two decades of hands-on experience to every project. We’re proud to be part of the communities we serve—from San Antonio to La Vernia and beyond—and we’re here long after the job is done.

We offer:

• Residential & Commercial Roofing

• Storm & Hail Damage Restoration

• Insurance Assistance

• Lifetime Product Warranties

• Full Workmanship Guarantees

💬 Get It Done Right the First Time

If you're looking for a roofing contractor who’s seen it all, done it right, and stands behind their work, we’re here to help. Don’t gamble with your roof—choose experience.

📞 Call us today or fill out our contact form to schedule a Free Roof Inspection or Quote
🛠️ Serving ALL of San Antonio, La Vernia, Floresville, Seguin & surrounding Texas communities